As summer winds down and Labor Day celebrations begin this weekend, it's important to make sure you and your family stay safe while you celebrate. Whether you're spending the afternoon by the pool, tanning at the beach, or spending time in nature, these safety tips will ensure your weekend is full of fun, instead of risks.
If you're spending time in the sun
To protect against the sun’s harmful ultraviolet (UV) rays:
• Cover up. Wear lightweight, tightly woven clothing that you can’t see through.
• Use sunscreen. A sun protection factor (SPF) of at least 15 blocks 93 percent of UV rays. Be sure to follow application directions.
• Wear a hat. It should protect your neck, ears, forehead, nose and scalp.
• Wear UV-absorbent shades. Sunglasses should block 99 to 100 percent of UVA and UVB radiation. Before you buy, read the product label.
Stay cool in high temperatures
The combination of heat and humidity can be a serious health threat during the summer months. To beat the heat:
• Drink plenty of water before you get thirsty.
• Wear light, loose-fitting, breathable clothing such as dry-fit material.
• Eat smaller meals before activity.
• Skip the caffeine and soda; drink water instead.
• Be aware that clothing such as dark colors and non-breathable fabrics can contribute to heat stress.
If you're spending time in wooded areas:
Take the following precautions to protect yourself from ticks:
• Wear light-colored clothing to see ticks more easily.
• Wear long sleeves and long pants.
• Tuck pant legs into socks or boots.
• Wear high boots or closed shoes that cover your feet completely.
• Wear a hat.
• Use tick repellants, but not on your face.
• Wash and dry your clothes at high temperatures.
Examine your body for ticks at the end of the day. Remove any attached ticks promptly with a tweezers. In some regions, ticks may transmit Lyme disease. If you get bit and develop a rash, see your doctor.
If you happen to encounter insects:
Bee, wasp, hornet and yellow jacket stings are typically only dangerous to those who are allergic or have been stung multiple times.
• Wear bug repellant.
• Avoid wearing heavy perfumes or scented lotions.
• Check before drinking from cups, bottles or cans. Stinging insects are attracted to sweet drinks.
Having guests over and engaging in outdoor activities are a great way to celebrate Labor Day, but they also place you at a higher risk of injury or property damage. If someone is injured on your property, you could be held liable. E.B. Cohen can help you obtain a personal umbrella policy, as well as asses your homeowners insurance to ensure you are fully protected. Read more about personal insurance here, and contact the insurance experts at E.B. Cohen today to stay safe this holiday weekend.