Over one-third of all flood losses occur in areas that are not designated as flood zones!

Regardless of where your home is located, climate changes have made Flood Insurance a necessary part of your insurance program. For example, a sudden, heavy rainfall producing over 10-inches of rain in less than one hour will likely create flood-like conditions on any hill. These conditions are generally excluded on your homeowner's policy, but can be covered by a Flood policy. Fortunately the cost for flood insurance is very low, approximately $275 per year, for homes not located in a designated flood zone. Homes in flood zones may incur higher premiums.

Do not delay another season without flood insurance. If your home values exceed your flood insurance limit, you may also need excess flood insurance.

Experience the Difference by calling an Associate today!